AMERICA'S FAST AND EASY OPTION FOR COMPARING LENDERS

Slash Your mortgage Costs Having Lenders Compete for your business

Unlock 2026's lower rates. Just one simple request perfectly matches you with up to five top licensed mortgage lenders competing for your business saving you time and money.

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Your Dream Home Shouldn’t Wait And Neither Should Your Loan

Here's how we save you thousands on your mortgage

Our super simple mortgage shopping system 'Swift-Rate' allows you to easily shop and compare lenders using only one simple request. Share simple details about yourself, and we will connect you with up to five fully licensed, top mortgage lenders in the country. This way you can easily compare and find the best rate for you saving both time and money.

Lock In Lower Rates
Upgrade Your Home
Fund Home Renovations
Downsize & Cash In Big
Beat First-Time Buyer Barriers
Buy Before Selling Stress-Free
Consolidate Debt
Co-Buy With Friends
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7 Reasons Why People Trust Home A Loan for shopping lenders

1
Get matched with top-rated lenders
We connect you with up to five top lenders across the country that will compete for your business.
2
Simple and easy
With just one quick and simple request you will get up to five top-rated lenders connecting with you.
3
9 out of 10 find lower rates
With our 'Swift-Rate' technology we'll find your perfect lender so you can shop better rates.
4
Get your dream home or refinance
Whatever your reasons are, we can increase the odds of you getting there.
5
Free to use, no obligations
Shopping lenders with us is free and there are no obligations or sales pressure. No credit checks.
6
Saves enormous amounts of time
Finding and comparing lenders is a time consuming task. We make it simple. Reach up to five top-rated lenders in one simple request.
7
Save thousands
By easily comparing top-rated lenders through one simple request you can shop for better rates and lower your costs.
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How home a loan works

1
Shop
Share simple details about your mortgage needs in just minutes.
2
Select
Up to 5 top tier, fully licensed lenders can provide you with quotes.
3
Save
Compare and select a lending partner that fits your needs and save thousands on your mortgage.
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I've never had a better experience with a loan company. The process was simple, and the team was very supportive. I'd recommend Homealoan to anyone looking for a fast, reliable loan.

Top Questions we get asked

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Are you a lender or a bank?

Home A Loan is not a bank or a lender. We use our proprietary matching technology 'Swift-Rate', to help you find the best lender and compare rates.

What information will you need from me?

We'll ask you for your:

Property Type (single family home, condo, etc.)
Property cost
Down payment amount
Annual income and employment status
Credit score (just your best guess)

Will I get a bunch of phone calls from multiple lenders?

Yes, with Home A Loan's Swift-Rate system, you'll have the exciting opportunity to connect with up to five top, licensed mortgage lenders who compete for your business.

This means you'll receive personalized quotes and expert guidance tailored to your needs, helping you uncover the best rates and terms available, potentially saving you thousands on your mortgage.

We match you based on your details to ensure relevant outreach, and you can always choose how and when to engage. It's all about empowering you with choices in a competitive market!

What am I committing to?

Nothing! By answering a few questions, you're just giving us permission to match you with up to five top licensed mortgage lenders.

This opportunity is completely free, and there's no obligation whatsoever, you're in control of the process at all times.

What if I'm not ready to buy now?

It's never to early to start. Wether you are 6-12 months out or plan to buy very soon.

We are a great option to connect with multiple lenders and start evaluating your options.

That way you are better prepared and can make informed decisions.

When will I receive the funds after my loan is approved?

Typically, you'll see the funds in your account within 24-48 hours after approval. We also offer instant funding options for a small fee, so you can get your money even faster.

Why should I choose a lender through Home A Loan?

We do the heavy lifting of partnering with top lenders in your area so you don't have to.

With our 'Swift-Rate' system, only one simple request is enough to have up to 5 lenders compete for your business.

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